Hit by an Uninsured Driver in Los Angeles?
Here’s What to Do Next
Los Angeles has some of the busiest roads in the country—and unfortunately, some of the least insured drivers. Whether you were rear-ended in Silver Lake or sideswiped merging onto the 110, getting into an accident is stressful enough. But finding out the other driver doesn’t have insurance can make things feel even worse.
The good news? You still have options.
What Happens When the Other Driver Has No Insurance?
California law requires drivers to carry liability insurance—but many don’t. If the at-fault driver is uninsured or underinsured, you may still be able to recover damages through your own insurance if you carry Uninsured Motorist (UM) coverage.
UM coverage can help pay for:
Medical bills
Lost wages
Pain and suffering
Long-term care needs
Although UM coverage is optional in California, many drivers include it on their policies. It’s worth checking your coverage limits as soon as possible after the crash.
What to Do After an Accident With an Uninsured Driver
To protect your rights and strengthen your case, follow these steps immediately after the crash:
Call the police and file an official report, even if there’s minimal damage.
Take photos of vehicle damage, license plates, injuries, and the surrounding scene.
Exchange contact info with the other driver—even if they admit they don’t have insurance.
Notify your own insurance company about the crash and mention that the other driver may be uninsured.
Do not accept cash or sign anything the other driver offers before speaking to an attorney.
Trying to “handle it privately” is risky and often backfires. Once injuries surface or damage estimates rise, you’ll want everything documented.
Why You Need a Lawyer After an Uninsured Driver Crash
Even if you’re filing a claim through your own insurer, you’re not guaranteed fair treatment. Insurance companies may:
Delay or deny your UM claim
Argue that you were partially at fault
Try to settle for far less than you’re entitled to
An experienced personal injury attorney can step in to:
Prove the uninsured driver’s fault
Handle communication with your insurance provider
Explore other compensation options (like third-party liability or MedPay)
Help you recover the maximum amount you’re entitled to
We’ll help you get the medical treatment you need and the compensation you deserve.
Hit by an Uninsured Driver in LA? Call Crowley Law PC.
If you’ve been injured in a crash involving an uninsured or underinsured driver, don’t leave your recovery up to chance. Crowley Law PC is here to guide you every step of the way and fight for what you’re owed.
Here to make it right, when you’ve been wronged!
Crowley Law PC
📞 (213) 325-5248
